Estimate your 2026 take-home pay in Iowa after federal income tax, Social Security, Medicare and Iowa's flat 3.8% income tax. A single filer earning $75,000 a year keeps about $59,394, or $2,284 every two weeks, before any 401(k) or other deductions.
$54,192 a year after taxes and deductions · effective tax rate 18.7% · federal bracket 22%
Gross per paycheck
$2,769.23
Federal income tax
−$233.06
Social Security (6.2%)
−$171.69
Medicare (1.45%)
−$40.15
Iowa state tax
−$73.85
401(k) contribution
−$166.15
Net take-home
$2,084.32
2026 federal brackets and standard deduction; state income tax from 2026 tables. Local and city income taxes are not included.
How Iowa taxes your paycheck
Iowa taxes wages at a single flat rate of 3.8%, so every dollar of taxable income is taxed the same way no matter how much you earn. Before the rates apply, Iowa allows a standard deduction of $16,100 for single filers and $32,200 for married couples filing jointly. A personal credit of $40 for single filers and $80 for married couples filing jointly is then subtracted from the tax itself.
On a $75,000 salary, a single filer owes about $2,198 in Iowa income tax for 2026, an effective state rate of 2.93%.
Iowa income tax brackets, 2026
Rate
Single: taxable income
Married filing jointly: taxable income
3.8%
$0
$0
Take-home pay in Iowa at common salaries
These figures use the 2026 federal brackets and standard deduction, Social Security and Medicare, and Iowa state tax, for someone paid every two weeks with no 401(k) or other pre-tax deductions. Enter your own salary and deductions in the calculator above for a personal estimate.
Estimated 2026 take-home pay in Iowa
Salary
Iowa tax (single)
Take-home, single
Per paycheck, single
Take-home, married
$40,000
$868
$33,452
$1,286.61
$35,944
$60,000
$1,628
$48,762
$1,875.45
$51,594
$80,000
$2,388
$62,722
$2,412.38
$66,904
$100,000
$3,148
$76,032
$2,924.30
$82,214
$150,000
$5,048
$108,743
$4,182.42
$118,789
How Iowa compares with neighboring states
On a $75,000 salary, Iowa's income tax is the 16th-lowest of the 50 states and DC (1st = lowest), counting the 9 states that don't tax wages at all.
Among neighboring states, South Dakota takes the least state income tax on $75,000 ($0) and Minnesota the most ($3,577).
State income tax and take-home pay on $75,000 (single filer, 2026)
Iowa also allows county or city income taxes. Where they apply, they average about 0.08% of adjusted gross income (Tax Foundation, 2023 data), so check your local rate and add it to this estimate. State disability insurance and paid family-leave contributions and local income taxes are not included, and the federal figures assume the standard deduction with no credits such as the Child Tax Credit. Head-of-household and married-filing-separately returns use the state's single schedule, which a few states set separately.
Yes. Iowa taxes wages at a flat 3.8% in 2026. Before the rates apply, Iowa allows a standard deduction of $16,100 for single filers and $32,200 for married couples filing jointly. A personal credit of $40 for single filers and $80 for married couples filing jointly is then subtracted from the tax itself.
How much is $75,000 a year after taxes in Iowa?
About $59,394 a year, or $2,284.40 every two weeks, for a single filer with no pre-tax deductions: $7,670 federal income tax, $4,650 Social Security, $1,088 Medicare and $2,198 Iowa income tax.
What is the top income tax rate in Iowa?
Iowa has one rate for everyone: 3.8% of taxable income in 2026.
How does Iowa compare with neighboring states?
On $75,000, a single filer pays about $2,198 in Iowa income tax, compared with $0 in South Dakota and $3,577 in Minnesota.
Are local taxes and state disability insurance included?
State disability insurance and paid family-leave contributions and local income taxes are not included, and the federal figures assume the standard deduction with no credits such as the Child Tax Credit. Head-of-household and married-filing-separately returns use the state's single schedule, which a few states set separately. Iowa also allows county or city income taxes. Where they apply, they average about 0.08% of adjusted gross income (Tax Foundation, 2023 data), so check your local rate and add it to this estimate.