How Massachusetts taxes your paycheck
Massachusetts uses a graduated income tax with 2 brackets, from 5% on the first slice of taxable income to 9% on income over $1,107,750 for single filers. Each rate applies only to the income inside its bracket, so moving into a higher bracket never lowers your take-home pay. Before the rates apply, Massachusetts allows a personal exemption of $4,400 for single filers and $8,800 for married couples filing jointly.
On a $75,000 salary, a single filer owes about $3,530 in Massachusetts income tax for 2026, an effective state rate of 4.71%.
| Rate | Single: taxable income | Married filing jointly: taxable income |
|---|---|---|
| 5% | $0 | $0 |
| 9% | over $1,107,750 | over $1,107,750 |
Take-home pay in Massachusetts at common salaries
These figures use the 2026 federal brackets and standard deduction, Social Security and Medicare, and Massachusetts state tax, for someone paid every two weeks with no 401(k) or other pre-tax deductions. Enter your own salary and deductions in the calculator above for a personal estimate.
| Salary | Massachusetts tax (single) | Take-home, single | Per paycheck, single | Take-home, married |
|---|---|---|---|---|
| $40,000 | $1,780 | $32,540 | $1,251.54 | $34,600 |
| $60,000 | $2,780 | $47,610 | $1,831.15 | $50,010 |
| $80,000 | $3,780 | $61,330 | $2,358.85 | $65,080 |
| $100,000 | $4,780 | $74,400 | $2,861.54 | $80,150 |
| $150,000 | $7,280 | $106,511 | $4,096.58 | $116,125 |
How Massachusetts compares with neighboring states
On a $75,000 salary, Massachusetts's income tax is the 46th-lowest of the 50 states and DC (1st = lowest), counting the 9 states that don't tax wages at all.
Among neighboring states, New Hampshire takes the least state income tax on $75,000 ($0) and New York the most ($3,453).
| State | State income tax | Annual take-home |
|---|---|---|
| Massachusetts | $3,530 | $58,063 |
| Connecticut | $3,375 | $58,218 |
| New Hampshire | $0 | $61,593 |
| New York | $3,453 | $58,140 |
| Rhode Island | $2,196 | $59,397 |
| Vermont | $2,483 | $59,109 |
What this estimate leaves out
State disability insurance and paid family-leave contributions and local income taxes are not included, and the federal figures assume the standard deduction with no credits such as the Child Tax Credit. Head-of-household and married-filing-separately returns use the state's single schedule, which a few states set separately.
Shopping in Massachusetts as well? The Massachusetts sales tax calculator adds state and local sales tax to any price, and the paycheck calculator is available for all 50 states and DC.