What still comes out of your paycheck
With no state income tax to withhold, the deductions on a paycheck in these states are the federal ones every US worker pays. Federal income tax uses the 2026 brackets after the standard deduction. Social Security takes 6.2% of wages up to the $184,500 wage base, and Medicare takes 1.45% of all wages, plus an Additional Medicare Tax of 0.9% that employers withhold on wages over $200,000.
On $75,000, that is about $7,670 of federal income tax, $4,650 of Social Security and $1,088 of Medicare for a single filer: $13,408 in total, or 17.9% of gross pay. Because none of the 8 states adds a wage tax, the estimate is the same in each of them, which is why one table below covers them all.
Anything you elect on top — 401(k) contributions, health, dental or vision premiums, a flexible spending account — comes out as well. Enter those in the calculator above to see how they change your take-home pay.
Take-home pay at common salaries
These figures use the 2026 federal brackets and standard deduction, Social Security and Medicare, for someone paid every two weeks with no 401(k) or other pre-tax deductions. They apply unchanged in Florida, Texas, Nevada, South Dakota, Tennessee, Wyoming, Alaska and New Hampshire.
Federal income tax is progressive, so its share grows with pay: a single filer keeps 85.8% of a $40,000 salary but 75.9% of $150,000. On a $100,000 salary, a married couple filing jointly keeps $84,710, $5,530 more than a single filer, because the joint standard deduction and brackets are larger.
| Salary | Federal income tax (single) | Social Security + Medicare | Take-home, single | Per paycheck, single | Take-home, married |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $34,320 | $1,320.00 | $36,160 |
| $60,000 | $5,020 | $4,590 | $50,390 | $1,938.08 | $52,570 |
| $80,000 | $8,770 | $6,120 | $65,110 | $2,504.23 | $68,640 |
| $100,000 | $13,170 | $7,650 | $79,180 | $3,045.38 | $84,710 |
| $150,000 | $24,734 | $11,475 | $113,791 | $4,376.58 | $123,185 |
How much a state income tax would take on $75,000
Of the 50 states and DC, 42 tax wages and 9 do not. On a $75,000 salary, a single filer in the income-tax states owes a median of $2,722 in state income tax, from $182 in North Dakota to $5,733 in Oregon. Averaged over all 51 jurisdictions, including the ones that don't tax wages, it is $2,319.
That difference is the whole gap in take-home pay: federal income tax and FICA are the same everywhere, so a worker on $75,000 in these states keeps $5,733 more a year than one in Oregon and $182 more than one in North Dakota. The comparison leaves out local income taxes, which some income-tax states also allow.
| State | State income tax | Annual take-home | Kept in a no-income-tax state |
|---|---|---|---|
| Any of the 8 states on this page | $0 | $61,593 | $0 |
| California | $2,788 | $58,805 | $2,788 |
| New York | $3,453 | $58,140 | $3,453 |
| Illinois | $3,568 | $58,025 | $3,568 |
| Georgia | $2,994 | $58,599 | $2,994 |
| North Carolina | $2,484 | $59,109 | $2,484 |
| Lowest of the income-tax states: North Dakota | $182 | $61,411 | $182 |
| Highest of the income-tax states: Oregon | $5,733 | $55,860 | $5,733 |
No income tax is not no tax
States without a wage tax still raise money in other ways, and sales tax is the one you see at the register. Alaska and New Hampshire have no statewide sales tax, and New Hampshire has no general local sales tax either. At the other end, Tennessee's combined average rate of 9.61% ranks 2nd of the 50 states and DC (1st = highest), so every $1,000 of taxable spending there carries about $96.10 in sales tax, against $18.20 in Alaska.
Rates are the Tax Foundation's population-weighted state and average local rates as of July 1, 2026; your city or county may differ. Each state name links to its sales tax calculator, which adds or removes the tax on any price.
| State | State rate | Avg. local rate | Combined | Highest local rate | Combined rank | Tax on $1,000 |
|---|---|---|---|---|---|---|
| Tennessee | 7% | 2.61% | 9.61% | 2.75% | 2nd | $96.10 |
| Nevada | 6.85% | 1.39% | 8.24% | 1.53% | 13th | $82.40 |
| Texas | 6.25% | 1.95% | 8.2% | 2% | 14th | $82.00 |
| Florida | 6% | 0.98% | 6.98% | 2% | 28th | $69.80 |
| South Dakota | 4.2% | 1.91% | 6.11% | 4.5% | 36th | $61.10 |
| Wyoming | 4% | 1.39% | 5.39% | 3% | 44th | $53.90 |
| Alaska | 0% | 1.82% | 1.82% | 7.85% | 46th | $18.20 |
| New Hampshire | 0% | 0% | 0% | 0% | 47th | $0.00 |
New Hampshire and Washington
New Hampshire does not tax wages. Its paycheck estimate is therefore the same as in the other 7 states on this page.
Washington does not tax wages either, but it is not grouped here because its paychecks carry state payroll premiums. Washington taxes only capital gains, not wages. Two payroll premiums are withheld from Washington paychecks and are not deducted here: Paid Family and Medical Leave at 1.13% of wages (employees pay 71.43% of it) and WA Cares at 0.58%, paid entirely by the employee — together about $1,040 a year on a $75,000 salary. The Washington paycheck calculator covers it on its own page.
Each state's own page
Every state on this page also has its own paycheck calculator with neighboring-state comparisons: Florida, Texas, Nevada, South Dakota, Tennessee, Wyoming, Alaska and New Hampshire. For states that do tax wages, the paycheck calculator covers all 50 states and DC.
State disability insurance, paid family-leave contributions and local taxes are not included, and the federal figures assume the standard deduction with no credits such as the Child Tax Credit.